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Welcome to the internet's first online source of CMBS financing for commercial properties across the United States. With a well developed niche in refinancing existing CMBS loans while navigating defeasance, cash-flow issues, depreciation and more; the advisors at CMBS.loans are experts in leveraging commercial mortgage backed securities as a tool for financial commercial properties. Eligible properties include office, retail, hospitality, apartment, mixed-use, self storage, mobile home parks, and more. 

To Start The Process Please Click The Button Below And Fill Out A Quick Form

A Financial Technology Startup Changing the Face of the Commercial Real Estate Lending Landscape
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A one-stop online platform for all CMBS financing needs

CMBS intermediaries that were built over the last two decades didn't have the same tools we have today. Welcome to the future of CMBS financing for commercial properties. A world in which we we can leverage gigabit internet speeds to source quotes and set lenders against each other to secure the best terms for our clients. Sophisticated valuation tools and a rolodex of Wall Street conduit lenders give us a competitive edge over other one-source shops. Apply today to find out how much better your CMBS loan terms should be. 

Call CMBS.Loans Today: (888) 882-0168

We Understand Conduit Loans 

Because our bread-and-butter business has been sourcing new CMBS debt for existing commercial properties we have developed a deep understanding of the securitization process, the intricacies involved in how servicers and special servicers manage their portfolios, prepayment considerations including defeasance and yield maintenance, and the commercial real estate property value complications that have come along 10 years after financing at the peak of our last cycle. It is important to understand that not all CMBS loans are created equal and that terms, spreads, prepayment penalties, leverage, and property valuation considerations vary by provider and as such it is important to work with a market expert that has no conflict of interest. 

No Conflicts Of Interest

Did you know most conduit lenders service their own loans? Did you know many of the big brokerage and advisory shops do to? Of course you did! Did you ever consider the implications of that? Every 10 basis points your CMBS lender increases your spread by, equates to a 1% bump to their bottom line... and off yours. That means if a broker or lender charges you a 1% fee and and earns an extra 30 bps in the spread by making a bias decision, they are potentially earning an additional 3% on your loan! The higher your rate is, the better the servicers, brokers, and lenders profit. Well, guess what? We are not a conduit lender, servicer, or biased broker with preferred affiliations that pay us on the backend. We function strictly as a financial intermediary and do not service our loans because we believe it is a giant conflict of interest. We keep it simple. We charge .75bps (3/4 of 1%) of the total loan amount paid out of closing. Our time isn't spent servicing existing loans to make extra money, it's spent leveraging our database of lenders to drive down loan costs, spreads, and prepayment costs for our borrowers. The end result? Complete transparency; you make more money, Wall Street makes less (because let's face it, they've made enough off real estate entrepreneurs).

Leverage Our Relationships & Technology

Get The Most Active CMBS Shops In The Nation Bidding On Your Loan Today!

- Citi - Goldman - Rialto - Ladder - Benefit - Wells Fargo - JP Morgan - Cantor - Deutsche - Credit Suisse - Starwood - Natixis - UBS - Barclays -

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Subordinate Debt

 
 

Preferred Equity & Mezzanine Loans Behind CMBS Senior Debt

CMBS/Conduit senior loans don't generally allow for recorded junior or subordinate debt to sit behind them. Situations like this call for creative structures to help owners/operators raise working capital, replace existing subordinate debt, or recapture additional capital when selling the underlying collateral (the commercial property) via a loan assumption. 

General Subordinate Debt Terms

  • Loan Amount: $1,000,000 and up
  • Collateral: Existing cash-flowing commercial property with CMBS or Agency senior debt.
  • Term: Coterminous with the senior (1-10 years).
  • Location: Nationwide
  • Pricing: Starting at L+900 but generally double digit. 
  • Leverage: Up to 75% combined with the senior.
 

Want to learn more about mezzanine and preferred equity financing behind CMBS senior loans?
Call (888) 882-0168 or email loans@cmbs.loans today to find out more.